Michael Pion's Blog Posts

Its Tax Season Use Your Refund To Jump Start Your Down Payment Savings

According to data released by the Internal Revenue Service (IRS), Americans can expect an estimated average refund of $2,840 this year when filing their taxes. This is down slightly from

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Whether You Rent Or Buy Either Way You Are Paying A Mortgage

There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize, however, that unless you are living with your

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How Rising Prices Will Help You Build Family Wealth In 2018

Over the next five years, home prices are expected to appreciate on average by 3.35% per year and to grow by 24.34% cumulatively, according to Pulsenomics’ most recent Home

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FHFA Increases Conforming Loan Limits For 2nd Straight Year

Hikes Fannie Mae, Freddie Mac 2018 loan limits to match rising home prices November 28, 2017  Ben LaneLast year, the Federal Housing Finance Agency increased the maximum

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The Cost Of NOT Owning Your Home

Owning a home has great financial benefits, yet many continue to rent! Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as

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A Survival Guide For Moving With Pets

My cat, Boomer, is one weird puss.We rescued him as an 8-week-old kitten, and no sooner than we brought him home, he took over the house. He walked right out of the cat carrier and promptly punched

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Looking To Make A Quick Buck Sell Your Home

You've heard it all before: It's a home seller's market out there. Need proof? In the second quarter of 2017, sellers raked in an additional average of $51,000 per sale over what they originally

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Harrisburg Area Home Sales Jump Nearly 15 Percent In May

 May was a record-setting month for the Harrisburg-area housing market.Not only was it the best sales month of the year, it also was the best May on record, with data available since 2003.The

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Harrisburg Ranked Number 25 In US News World Report Best Places To Live

Harrisburg haters might want to sit down for this one.Pennsylvania's capital city is receiving a dose of love from U.S. News & World Report, which has ranked the Harrisburg region in the top 25

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Harrisburg PA Number 6 Of Top 10 Cities For FirstTime Home Buyers

OK, let’s get it right out there: It’s a seriously tough time to be trying to buy your first home. Yes, in most respects the housing business is doing great. But the dazzling

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10 Things To Know Before Buying A House

Ready to buy a home? Buying a home is one of the most significant financial decisions you’ll make in your lifetime. From figuring out pricing to why you should consider a realtor, here are 10

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4 Reasons 2016 Is The Year To Buy A Home

If you've been on the fence about buying a home, 2016 is the year to take the plunge.Mortgage rates have been bouncing around record lows for a while now. But even though they're likely to start

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Happy New Year Here Are Resolutions To Prepare You To Buy A Home

Specific and measurable ways to improve your financesNow I don’t have any fancy statistics to back me up, but I am willing to bet that the long-term results of saving and buying a new home will

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Water View In Carlisle

Charming Carlisle home with views of the Letort Spring Creek.  Call or text for your personal tour 7817-645.

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Affordable Home Ownership 612 Erford Rd Camp Hill

Conveniently located near shopping, downtown Harrisburg, hospital, dining & the Susquehanna River.Call or text me to find out how affordable home ownership can be 717-645.

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6 Canterbury Ct Mechanicsburg 17050

New Listing in Cumberland Valley School District with 4 bedrooms.Call or text for more information or to set up a showing 717-645-7152.Click on photo for property.

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New Construction South Middletown Township

Olde Forge Station, South Middletown School District. Ready for someone to purchase and start making memoriies. 4 bedrooms, .44 acre lot, natural gas plus other desired features.Plan to visit

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Spotlight Hampden Township Central PA

Why Do People Live Here?Hampden Twp. is located in Cumberland County, PA, and has earned the reputation of being one of the most prosperous areas in Cental PA.  It offers a wide

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Is 2015 The Year To Buy And Sell

The last six years have been tumultuous at best as our nation has been left picking up the pieces of a rather dramatic housing crash. Homeowners have been underwater for some time, and many would-be

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Renting Now Half As Affordable As Buying In The US

As rent soars across the US, Zillow found that renting a home is half as affordable as buying one. In the third quarter of 2014, U.S. renters could expect to spend about 30 percent of their incomes

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Fannie And Freddie To Offer 3 Percent Down Payment Mortgages

In an effort to open up lending to more low-income and first time home buyers, Fannie Mae and Freddie Mac announced Monday that they will start backing mortgages with down payments of as little as%

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Michael Pion Named Realtor Of The Year For 2014

ENOLA (December 5, 2014) – The Greater Harrisburg Association of REALTORS®presented REALTORS® with top honors during their annual Holiday Lunch and Officers andDirectors Installation at the West

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OPEN HOUSE November 23 5 Bedroom In Mechanicsburg 17050

Plan to visit this new construction 5 bedroom home available for a quick settlement.  Located in popular Hawk's Landing, Hampden Township within minutes to shopping & major highways.

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The Problem With Overpricing A Home

One part art, one part science, determining the correct selling price of your home is no easy task. You want your home to move, but you also want to get as much money as you can out of the

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Should I Sell My Home Now Or Wait Until The Spring

There are many questions homeowners ask themselves during the selling process. "How much will my home sell for?"  "How much should I list my home for?"  "Who should I select as a

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Amazing Property For Sale In Lebanon PA

Open House this Sunday 11/9 1-4PM...Stunning, well built Cape Cod with 5650 sq. ft. of living space, including 6 bedrooms, 3.5 baths, on .87 acres all beautifully landscaped w/paver

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Affordability Options For First Time Home Buyers

Prospective first-time home buyers face several challenges, including the need for a down payment and the financial stability to qualify for a home loan. While home prices and affordability vary

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1216 Chelson Cross Mechanicsburg

Wonderful 4 bedroom, located in popular Dartmouth Green neighborhood, Hampden Twp.Check out the remodeled kitchen! For further information or to schedule a showing, call 717-645-7152.Click on

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Cinco De Home Buying Tips

In honor of Cinco de Mayo, here are 5 homebuying tips to make sure you read if you are looking to purchase a home. These come courtesy of Jessica Darnborough for Mortgage Choice.Making the decision

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Home Sales On The Rise

Some great information from our friends at the Realtor Association!WASHINGTON (April 28, 2014) – After months of stagnant activity, pending home sales rose in March, marking the first gain in

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Thinking About Refinancing Do It Soon

Rates Are Historically Low, but Likely Going Higher By JONATHAN CLEMENTS Is the mortgage-refinancing opportunity of a lifetime slipping away? I suspect the answer is "yes"—and it isn't because

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Home Sales Are On The Rise

Some great information from our friends at the Realtor Association!WASHINGTON (April 28, 2014) – After months of stagnant activity, pending home sales rose in

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US Pending Home Sales Rise In March

Updated April 28, 2014 11:40 a.m. ETWASHINGTON—A gauge of upcoming home sales ticked higher in March after eight straight months of declines, a sign the sector could be pulling out of its malaise

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Americans Tap Real Estate As The Best Place To Invest

You can keep your gold and stocks because there’s no place like home for my money.That seems to be the gist of a recent survey from Gallup, in which Americans picked real estate as the cream of

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How To Choose A Listing Agent

From what I have seen, the Real Estate industry is overflowing with agents, brokers, and teams looking to sell homes and make money…here is the problem; not all of them know how to help you.

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Clean Houses Equal Better Offers

Often times when people are selling their home, they tend to make one mistake... they see the home as 'their home' rather than looking at it objectively from a buyer's perspective. The most

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Carlisle Old Forge Open House Saturday

I'll be doing an open house at Old Forge Station in Carlisle on Saturday, April 12th at 102 Bellows Dr. Come on out and see this great new construction home off of Forge Rd.Check out the pictures

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How To Make An Offer On A House

While much attention is paid to the offering price of a home, a proposal to buy includes both the price and terms.In some cases, terms can represent thousands of dollars in additional value for

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How To Buy A Home With A Low Or Zero Down Payment

For most first-time home buyers, coming up with funds for a down payment is the biggest obstacle to homeownership. It’s easy to see why: If you’re paying rent and have other expenses and are

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How To Choose Your Listing Agent

By Michele Lerner Hiring a listing agent is crucial to your entire experience as a home seller. The person you choose will be involved in preparing your home for sale, establishing a

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Millenial Generation May Fuel The Housing Market

A recent survey by the Pulte Group revealed that the Millennial generation has a more optimistic outlook regarding the American economy than other generations. According to the

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6095 Run Cross Ln Enola PA

Just Listed -  amazing 5 bedroom 2-story in The Preserve neighborhood, Hampden Twp., Cumberland Valley School District.  Call to schedule your personal tour 717-645-7152.Open this

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9 Questions To Ask Before Buying Your First Home

While the dream of home ownership may have taken a beating during the recent recession, a majority of Americans still say that buying a house is in their life plan.And with good reason:

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New To Market In Hampden Township Cumberland County

Located in the desirable Highlands neighborhood in the Cumberland Valley School District.  Wonderful 4 bedroom brick colonial.Click on house photo for more.

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State Housing Market Shows Increase Over 2012

By Kim ShindleStatewide housing trends continued their positive momentum in 2013, according to a report released today by the Pennsylvania Association of Realtors® (PAR).Home sales increased nearly

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First Floor Master Suite In Hampden Township

The Courts at Brandywine 3 bedroom, 2.5 bath townhouse with garage & 1st Floor Master Suite. Text "michael" at 717-303-5161 for your personal.

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Home Prices Up 11 Percent In The Last 12 Months

Home prices still rising nationallyby Tara SteeleAlthough all real estate is local, on a national scale, home prices are continuing to improve at a healthy pace. According to CoreLogic’s Home

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Housing Starts Up Over 22 Percent

Housing starts soared in November, rising 22.7% from October’s revised estimate and 29.6% from last year, government data shows. The quick surge prompted market analysts to speculate that the

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WALDEN By Charter Homes A Village Reinvented

Walden-A Village Reinvented  Tucked in the Heart of Silver Spring Township, Charter Home's Walden is gaining a lot of popularity with it's New England Inspired Architecture and Village

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November Home Maintenance Checklist

Outside, you'll need to check gutters and problem tree limbs. Indoors, you'll want to tend to your large appliances and tackle overflowing closets.November is a good month to move some maintenance

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November Checklist For A Smooth Running Home

Prep for holiday entertaining and the onslaught of winter to enjoy a healthy home and a relaxed moodNovember">http://www.houzz.com/ideabooks/18368984/list/November-Checklist-for-a-Smooth-Running

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Perfect For 1st Time Homebuyers

Home Available NOW...This meticulously maintained 3 bedroom, 2.5 bath townhome is located in Foxlea at 74 Drexel Place in New Cumberland, PA.  Offering maintenance free living,

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JUST LISTED Gorgeous MECHANICSBURG Home With A Heated Pool

http://fusion.realtourvision.com/64521   Take a Look at the Virtual Tour HereJUST LISTED @ Only $449,900Gorgeous Traditional Home in the desirable Meadow View Estates. Perched on a large, level

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How Rising Interest Rates Will Impact Affordability

In a recent Forbes blog post, multimillionaire hedge fund manager John Paulson declared that today’s record-low interest rates made this the best time to buy homes in fifty years. “If you

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Swatara Short Sale Bank Is Open To Negotiating

Ranch home in need of tlc located on a quiet cul-de-sac. This is a short sale and all offers subject to third party approval.665 Siegfried StSteelton,

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5 Things Homebuyers Should Know But Dont

by John Maxfield, The Motley Fool A house is the biggest asset that the majority of Americans will ever own. But while most of us delude ourselves into thinking that we actually know

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3 Bedroom In Mechanicsburg School District

Pride of ownership shows throughout this Wynnewood Park home.  Spacious and featuring 3 bedrooms, 3 baths, living room, family room with gas fireplace & sunroom.  Kitchen is open to

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A Guide To The New Exchanges For Health Insurance

Given all of the rhetoric about the Obama administration’s health care law, it’s not surprising that many consumers are confused about how the new insurance exchanges will actually work. Some

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RENT VS BUY Why Buying A House Almost Always Wins

Rent vs. buy. In finance circles, it's a bigger debate than "paper vs. plastic" or "tastes great vs. less filling."It remains a debate fought by smart people on both sides, because the variables

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Minecraft An Obsession And An EducatIonal Tool

By NICK BILTONIf you were to walk into my sister’s house in Los Angeles, you’d hear a bit of yelling from time to time. “Luca! Get off Minecraft! Luca, are you on Minecraft again? Luca!

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Cumberland Valley School District Turns Off Lights Equipment To Minimize Energy Usage

Cumberland Valley School District took some added measures to minimize energy usage Wednesday afternoon after getting a request to reduce its demand on the electrical grid.As a result, staff turned

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Five Key Takeaways On Americas Housing Market

Mortgage titan Fannie Mae depends on Douglas G. Duncan, its chief economist, to keep a close eye on the nation’s housing market. Duncan met with Times editors and reporters in Los

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Housing Is Helping Rebuild The American Economy

By the KCM CrewFreddie Mac in their report, August 2013 U.S. Economic & Housing Market Outlook, explained the three reasons why housing is the key driving force to the overall economic

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Ease Back To School Stress

Change may be good, but it’s not necessarily easy. Switching from the laid-back fun in the sun of summer to rules, homework, and routines can be a big jump for parents and children alike. But with

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Central Dauphin Rams Sports Schedule FALL

Here is the upcoming sports schedule for the Central Dauphin Rams for the Fall season. http://schedules.schedulestar.com/Central-Dauphin-High-School-Harrisburg-PA/day/08-20-2013/Edwin

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Cumberland Valley FALL Sports Schedule

Whether you are a CV football fan or you just can't wait for the 2013 Cumberland Valley Eagles Soccer Team(I may have some bias here as I used to be a goalkeeper for the Birds) to take the,

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5325 Winthrop Mechanicsburg 17050 PA

Like New Town home in a Fantastic Location- Convenient to Shopping, Golfing, Major Highways- #CumberlandValleySchoolsTake a look at the Virtual TourCall Edwin Tichenor for a private tour 717-585

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5 Savvy Fixes To Help Your Home Sell Faster

Looking to sell your home?  Take a look at this article featured by Houzz to help you sell your home faster...http://www.houzz.com/ideabooks/3204420/list/5-Savvy-Fixes-to-Help-Your-Home-Sell

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What Are The Hot Home Decor Trends For 2013

Just like fashion designs and hair styles, home décor trends are constantly changing and evolving. Each new season brings a new must-have feature for your home. In order to keep your Central&

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US Home Prices Jump Nearly 12 Percent In June

Wednesday, August 7, 2013      U.S. home prices jumped nearly 12 percent in June from a year earlier, reflecting a stronger demand amid a tight supply of homes for sale,

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UPDATE US June New Home Sales Surge Over 8 Percent

WASHINGTON--Sales of new homes surged in June as would-be buyers appeared to shrug off higher mortgage rates, maintaining momentum for a key sector driving the economic recovery. New-home sales

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School Boundaries Play Major Role In Home Buying Decisions

Survey finds school boundaries play major role in home buying decisionsThursday, August 1, 2013 By Diana Dietz Realtor.com® announced this week the results of its Back to School survey that

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Five Takeaways From The Existing Home Sales Report

Sales of previously owned homes rose by 15.2% in June from one year ago to a seasonally adjusted annual rate of 5.08 million, but they were down by 1.2% from one month ago, according to the

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